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Discounts

As if our low rates, friendly service and reliability aren’t enough reason to insure your vehicle with First Chicago Insurance—we also offer a laundry list of discounts to reward drivers of all kinds. No matter who you are, there is a good chance that you may qualify for one or more of our available discounts. The availability of the following discounts is subject to your state of residency and the First Chicago plan that you are applying for.

  • Advance Quote Discount
  • Anti-Lock Braking System Discount
  • Anti-Theft Discount
  • Defensive Driver Discount
  • Driving Record Discount
  • Good Student Discount
  • Home Owners Discount
  • Mature Driver Discount
  • Multi– Car Discount
  • Occasional Operator Discount
  • Paid in Full Discount
  • Renewal Discount
  • Transfer Discount
More Ways to Save

Here are a few more tips to lower your rates with First Chicago.

  1. Raising Your Deductible Can Lower Your Rates
    Raising your deductible from $200 to $500 could lower your premium by 15 to 30 percent. Increasing it to $1,000 could save you 40% or more.
  2. Some Coverage Isn't Worth Having
    If your collision and comprehensive premium is 10 percent or more of your car's value, you could be wasting money.  For example, if your car is worth $4000 and you're paying more than $400 a year, it may be time to consider dropping these coverages.
  3. Credit History Can Affect Your Insurance Bill
    Credit history is an important factor in determining your insurance score.  Many companies use this score to help determine your level of risk.  Insurance companies try to reward low-risk customers with lower premiums.  So be sure to check your credit report for any errors.  It could pay off.
  4. Some Cars Cost Less to Insure Than Others
    And they are not always the ones you think they are.  So before shopping, call a First Chicago Agent to get quotes for the models you are considering.  They will be happy to help.
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